EURIBOR (Euro Interbank Offered Rate) on iga päev kell 11:00 avaldatav tuhandete Euroopa kommertspanga keskmine rahaturu instrumendi (peamiselt laenud) intress.
Euribori kasutatakse baasintressina nii pankadevaheliseks laenamiseks, kui ka pankade poolt klientidele laenamiseks. Näiteks laen intressiga 6 kuu euribor + 2,1% tähendab, et laenusaaja makstav intress sõltub sellest, milline on parasjagu 6 kuu euribor ning sellele liidetakse laenumarginaal 2,1%. Kui euribor on 0,1% ja marginaal 2,1%, siis on kodulaenu intressimääraks 2,2%. Laenulepingut sõlmides tasub teada, et kui euribor on negatiivne, loetakse see lepingus võrdseks nulliga. Euribori on keeruline prognoosida. Täna on euribori määr miinuses aga see ei ole alati nii olnud. 2008. aastal oli keskmine 6 kuu euribor 4,7%.
Euribor 2008-2020 statistika (6 kuud)
2020. aasta EURIBOR
| 01.2020 |
|
| 02.2020 |
|
| 03.2020 |
|
| 04.2020 |
|
| 05.2020 |
|
| 06.2020 |
|
| 07.2020 |
|
| 08.2020 |
|
| 09.2020 |
|
| 10.2020 |
|
| 11.2020 |
|
| 12.2020 |
|
2019. aasta EURIBOR (-0,302%)
| 01.2019 |
-0,236% |
| 02.2019 |
-0,232% |
| 03.2019 |
-0,230% |
| 04.2019 |
-0,231% |
| 05.2019 |
-0,237% |
| 06.2019 |
-0,279% |
| 07.2019 |
-0,347% |
| 08.2019 |
-0,405% |
| 09.2019 |
-0,394% |
| 10.2019 |
-0,362% |
| 11.2019 |
-0,337% |
| 12.2019 |
-0,336% |
2018. aasta EURIBOR (-0,266%)
| 01.2018 |
-0,274% |
| 02.2018 |
-0,275% |
| 03.2018 |
-0,275% |
| 04.2018 |
-0,270% |
| 05.2018 |
-0,270% |
| 06.2018 |
-0,269% |
| 07.2018 |
-0,269% |
| 08.2018 |
-0,267% |
| 09.2018 |
-0,268% |
| 10.2018 |
-0,264% |
| 11.2018 |
-0,257% |
| 12.2018 |
-0,241% |
2017. aasta EURIBOR (-0,260%)
| 01.2017 |
-0,236% |
| 02.2017 |
-0,241% |
| 03.2017 |
-0,241% |
| 04.2017 |
-0,246% |
| 05.2017 |
-0,251% |
| 06.2017 |
-0,267% |
| 07.2017 |
-0,273% |
| 08.2017 |
-0,272% |
| 09.2017 |
-0,273% |
| 10.2017 |
-0,274% |
| 11.2017 |
-0,274% |
| 12.2017 |
-0,271% |
2016. aasta EURIBOR (-0,165%)
| 01.2016 |
-0,061% |
| 02.2016 |
-0,115% |
| 03.2016 |
-0,134% |
| 04.2016 |
-0,138% |
| 05.2016 |
-0,145% |
| 06.2016 |
-0,162% |
| 07.2016 |
-0,188% |
| 08.2016 |
-0,189% |
| 09.2016 |
-0,199% |
| 10.2016 |
-0,207% |
| 11.2016 |
-0,215% |
| 12.2016 |
-0,218% |
2015. aasta EURIBOR (0,053%)
| 01.2015 |
0,152% |
| 02.2015 |
0,126% |
| 03.2015 |
0,097% |
| 04.2015 |
0,073% |
| 05.2015 |
0,057% |
| 06.2015 |
0,049% |
| 07.2015 |
0,049% |
| 08.2015 |
0,044% |
| 09.2015 |
0,035% |
| 10.2015 |
0,020% |
| 11.2015 |
-0,015% |
| 12.2015 |
-0,040% |
2014. aasta EURIBOR (0,308%)
| 01.2014 |
0,396% |
| 02.2014 |
0,387% |
| 03.2014 |
0,407% |
| 04.2014 |
0,430% |
| 05.2014 |
0,417% |
| 06.2014 |
0,333% |
| 07.2014 |
0,305% |
| 08.2014 |
0,292% |
| 09.2014 |
0,200% |
| 10.2014 |
0,184% |
| 11.2014 |
0,182% |
| 12.2014 |
0,176% |
2013. aasta EURIBOR (0,336%)
| 01.2013 |
0,344% |
| 02.2013 |
0,362% |
| 03.2013 |
0,329% |
| 04.2013 |
0,324% |
| 05.2013 |
0,299% |
| 06.2013 |
0,321% |
| 07.2013 |
0,336% |
| 08.2013 |
0,342% |
| 09.2013 |
0,340% |
| 10.2013 |
0,342% |
| 11.2013 |
0,327% |
| 12.2013 |
0,371% |
2012. aasta EURIBOR (0,828%)
| 01.2012 |
1,505% |
| 02.2012 |
1,345% |
| 03.2012 |
1,164% |
| 04.2012 |
1,040% |
| 05.2012 |
0,970% |
| 06.2012 |
0,935% |
| 07.2012 |
0,779% |
| 08.2012 |
0,606% |
| 09.2012 |
0,484% |
| 10.2012 |
0,412% |
| 11.2012 |
0,360% |
| 12.2012 |
0,324% |
2011. aasta EURIBOR (1,638%)
| 01.2011 |
1,254% |
| 02.2011 |
1,352% |
| 03.2011 |
1,483% |
| 04.2011 |
1,621% |
| 05.2011 |
1,707% |
| 06.2011 |
1,749% |
| 07.2011 |
1,818% |
| 08.2011 |
1,755% |
| 09.2011 |
1,736% |
| 10.2011 |
1,776% |
| 11.2011 |
1,706% |
| 12.2011 |
1,671% |
2010. aasta EURIBOR (1,084%)
| 01.2010 |
0,977% |
| 02.2010 |
0,965% |
| 03.2010 |
0,952% |
| 04.2010 |
0,955% |
| 05.2010 |
0,982% |
| 06.2010 |
1,012% |
| 07.2010 |
1,104% |
| 08.2010 |
1,147% |
| 09.2010 |
1,137% |
| 10.2010 |
1,224% |
| 11.2010 |
1,269% |
| 12.2010 |
1,251% |
2009. aasta EURIBOR (1.429%)
| 01.2009 |
2.539% |
| 02.2009 |
2.034% |
| 03.2009 |
1.775% |
| 04.2009 |
1.608% |
| 05.2009 |
1.480% |
| 06.2009 |
1.436% |
| 07.2009 |
1.213% |
| 08.2009 |
1.115% |
| 09.2009 |
1.042% |
| 10.2009 |
1.017% |
| 11.2009 |
0.993% |
| 12.2009 |
0.996% |
2008. aasta EURIBOR (4,727%)
| 01.2008 |
4,501% |
| 02.2008 |
4,356% |
| 03.2008 |
4,593% |
| 04.2008 |
4,795% |
| 05.2008 |
4,897% |
| 06.2008 |
5,088% |
| 07.2008 |
5,148% |
| 08.2008 |
5,160% |
| 09.2008 |
5,219% |
| 10.2008 |
5,178% |
| 11.2008 |
4,295% |
| 12.2008 |
3,365% |
